Does Kroger Take Apple Pay? (Here’s the Answer)

Does Kroger Take Apple Pay

If you’re looking for a grocery store that takes Apple Pay, you may be wondering if Kroger accepts it! In this article, we’ll tell you all about using Apple Pay at Kroger and what payment methods are accepted. We’ll also give you a list of other stores that accept Apple Pay, so you can start using your iPhone to pay for your groceries!

Does Kroger Take Apple Pay?

Unfortunately, Kroger does not currently accept Apple Pay as a form of payment. However, you can use the Kroger Pay app to instead pay wirelessly at self-checkouts and registers. You can also use the app to get fuel discounts, manage your Kroger Plus card, and more. In addition to this, the company also takes other forms of payment, including cash, debit and credit cards, personal checks, and Amex.

Why Does Kroger Not Take Apple Pay?

There are many reasons why a store might not accept Apple Pay. In Kroger’s case, it may be because they want customers to use their own app (Kroger Pay) instead. This app is cheaper to operate than Apple Pay, so it benefits the company financially.

Moreover, in 2020, Kroger tried using Apple Pay. After the trial, Kroger found that there is no customer interest in it and stopped using it.

Can You Use Your iPhone to Pay for Kroger Purchases?

Even though Kroger doesn’t accept Apple Pay, you can still use your iPhone to pay for your groceries! The Kroger Pay app is available for iPhone and Android, so you can use your phone to pay wirelessly at self-checkouts and registers. The Kroger Family of Companies across the US has contactless-enabled POS terminals, which means that you can use Apple Pay at their in-store locations.

The app generates a QR code that is then scanned at check-out to finalize the payment. When you are ready to pay for your items, you will need to use your phone to scan the QR code. This will send the payment information to the store’s PIN pad. The system takes the information it has stored about you and your payment and uses it to process your payment.

Keep in mind that you cannot use Kroger Pay in Kroger Fuel Centers, drive-thru lanes, some independent stores inside Kroger stores, or other stores that are not Kroger. Moreover, if you choose to have your groceries delivered or picked up, you may need to check with your preferred Kroger to see if they accept Kroger Pay.

Will You Be Charged for Using Kroger Pay?

Kroger Pay is a free app, and there are no fees associated with using it. You will not be charged any extra fees for using the app to pay for your groceries.

Does Kroger Pay Have Loyalty Rewards?

Yes, you can earn points and redeem rewards when you use Kroger Pay! When you use the app to pay for your groceries, you’ll earn points that can be used for fuel discounts and grocery rewards. You can also manage your Kroger Plus card within the app, which gives you access to exclusive discounts and deals.

Is Kroger Planning to Accept Apple Pay?

Right now, it doesn’t look like Kroger is planning to start accepting Apple Pay again. However, the company is always changing and evolving, so this could always start to accept Apple Pay in the future.

What Payment Methods Does Kroger Take?

As we mentioned, Kroger takes a variety of payment methods. This includes:

  • Cash
  • Debit cards and credit cards, including VISA, MasterCard, Discover, American Express
  • WIC cards
  • Personal checks
  • SNAP/EBT cards
  • Afterpay 
  • Scan, Bag, Go: You can use the Kroger Pay app to pay for your groceries before you even get to the register! Just scan your items as you put them in your cart, and then pay through the app when you’re finished!

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What Are Some Stores That Accept Apple Pay?

In the meantime, there are plenty of other stores that do accept Apple Pay. We’ve compiled a list of some of our favorites below:


Kroger does not accept Apple Pay, but you can use your iPhone to pay for your groceries through the Kroger Pay app. The app is free to use and offers loyalty rewards. You can also use Apple Pay at other stores, like Starbucks, Panera Bread, CVS, and Target.

Have you ever used Kroger Pay to pay for your groceries? Let us know in the comments below!

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