Does Michaels Take Apple Pay? (All You Need to Know)

Does Michaels Take Apple Pay

In this article, you will learn about Michaels’ Apple Pay policy, specifically regarding the acceptance of Apple Pay as a payment method. 

We will explore whether Michaels accepts Apple Pay in their stores and online, the availability of Apple Pay as an express checkout option, and any potential fees associated with using Apple Pay at Michaels. 

By understanding Michaels’ Apple Pay policy, you can make informed decisions about your preferred payment method when shopping for arts and crafts supplies at Michaels.

Does Michaels Take Apple Pay?

Michaels accepts Apple Pay for in-store, online, and in-app purchases. However, please note that it may not be available as an express checkout method. 

To confirm the most accurate and current details regarding Michaels’ payment options, I recommend contacting Michaels directly or visiting their official website.

Benefits Of Using Apple Pay

There are several benefits to using Apple Pay as a payment method:

  • Convenience: Apple Pay allows you to make payments quickly and easily with just a touch or a glance using your iPhone, Apple Watch, iPad, or Mac. It eliminates the need to carry physical credit or debit cards and allows for a seamless checkout experience.
  • Security: Apple Pay is designed with security in mind. When you make a payment, your actual card details are not shared with the merchant. Instead, a unique device account number is assigned and encrypted, keeping your financial information protected. Additionally, Apple Pay uses Touch ID, Face ID, or passcode to authorize transactions, adding an extra layer of security.
  • Privacy: Apple Pay does not store transaction information that can be tied back to you. It enables anonymous transactions, protecting your privacy and reducing the risk of your personal data being compromised.
  • Compatibility: Apple Pay is widely accepted at various merchants, both in physical stores and online. It is supported by a large number of banks, credit card issuers, and payment processors, making it convenient to use with different financial institutions.
  • Loyalty and rewards: Apple Pay can integrate with loyalty programs and rewards cards, allowing you to earn points, discounts, or cashback benefits automatically when making purchases with participating merchants.
  • Contactless payments: With Apple Pay, you can make contactless payments using your iPhone or Apple Watch at supported NFC terminals. This feature is especially useful for quick and easy payments in stores without the need to handle cash or physical cards.

These benefits make Apple Pay a convenient, secure, and efficient payment option for many users.

Fees Associated with Apple Pay

Using Apple Pay itself does not typically incur any fees. However, it’s important to note that the fees associated with transactions made through Apple Pay may vary depending on the financial institution, card issuer, or merchant involved. 

Here are some points to consider:

  • Card issuer fees: Some banks or credit card issuers may charge fees for specific transactions made using Apple Pay. These fees can include foreign transaction fees, cash advance fees, or other charges that are part of your card’s terms and conditions. It’s advisable to check with your card issuer for any applicable fees.
  • Merchant fees: Merchants may have agreements with payment processors or card networks that involve transaction fees. These fees are typically the same regardless of whether the payment is made through Apple Pay or another payment method. As a customer, you wouldn’t directly incur these fees, but they can indirectly affect pricing or business decisions made by the merchant.
  • Data usage and carrier fees: While not specific to Apple Pay, it’s worth mentioning that if you use Apple Pay with your mobile device, any data usage or carrier fees associated with your data plan would still apply.

It’s important to review the terms and conditions of your payment card and consult with your card issuer or financial institution to understand any potential fees related to Apple Pay usage. 

Additionally, merchants may have their own policies regarding fees, so it’s a good idea to familiarize yourself with their terms as well.

Setting Up Apple Pay

To set up Apple Pay on your Apple device, follow these general steps:

Ensure Your Device Is Compatible 

Apple Pay is available on iPhone (iPhone SE, iPhone 6 or later), Apple Watch, iPad (iPad Pro, iPad Air 2 or later, iPad Mini 3 or later), and Mac (2012 or later models with Touch ID).

Add Your Cards to Wallet

  • Open the Wallet app on your iPhone or iPad.
  • Tap the “+” button to add a new card.
  • Follow the prompts to add your card details, which may involve scanning the card or entering the information manually.
  • If you’re adding a card that’s already associated with your iTunes account, you may need to verify it with your card issuer.

Verify Your Card

Depending on your card issuer, they may require additional steps to verify your card for Apple Pay. This can include receiving a verification code via SMS, email, or phone call.

Set a Default Card (Optional)

If you have multiple cards added to Apple Pay, you can set a default card for easy access by opening the Wallet app, tapping the card, and selecting “Set as Default Card.”

Enable Face ID, Touch ID, or Passcode

To authenticate transactions, you can set up Face ID, Touch ID, or a passcode on your device. Go to Settings > Face ID & Passcode (or Touch ID & Passcode) to configure your preferred method.

Start Using Apple Pay

  • In stores: Look for the contactless payment symbol at the point of sale terminal. Hold your iPhone or Apple Watch near the terminal, and authenticate the payment with Face ID, Touch ID, or passcode.
  • In apps or online: Look for the “Apple Pay” or “Buy with Apple Pay” button during checkout. Tap the button, review the payment details, and authenticate the payment using Face ID, Touch ID, or passcode.

It’s important to note that the specific steps and options may vary depending on your device model, iOS version, and region. It’s recommended to refer to Apple’s official support documentation or contact Apple support for detailed instructions and assistance tailored to your specific device and circumstances.

Other Forms of Payment Accepted at Michaels

Michaels, the arts and crafts retail chain, typically accepts various forms of payment. While it’s always a good idea to confirm the currently accepted payment methods directly with Michaels or their website, here are some common forms of payment you can expect to be accepted at Michaels:

  • Credit and Debit Cards: Major credit cards such as Visa, Mastercard, American Express, and Discover are typically accepted at Michaels. Additionally, debit cards with the Visa or Mastercard logo are usually accepted as well.
  • Cash: Cash is generally accepted at Michaels stores. You can pay for your purchases using physical currency, including bills and coins.
  • Michaels Gift Cards: Michaels offers their own gift cards, which can be used as a form of payment for purchases at their stores.
  • Mobile Wallets: In addition to Apple Pay, Michaels may also accept other mobile wallets such as Google Pay or Samsung Pay. These mobile payment methods allow you to make purchases using your smartphone or compatible devices.
  • Checks: Some Michaels stores may accept personal checks, but this can vary depending on location and store policies. It’s best to verify with the specific store beforehand if you plan to pay by check.


Can I Use Apple Pay for Online Purchases at Michaels?

Yes, Apple Pay is commonly accepted as a payment option for online purchases at participating merchants, including Michaels.

Are There Any Fees Associated with Using Apple Pay?

Apple Pay itself does not typically have any fees, but fees may apply based on your card issuer’s terms and conditions. It’s recommended to check with your card issuer for any applicable fees.

Is Apple Pay Secure?

Yes, Apple Pay is designed with security in mind. It uses various security measures, including tokenization, Touch ID, Face ID, or passcode authorization, and does not share your actual card information with merchants.

Do I Still Earn Rewards or Loyalty Points When Using Apple Pay?

In many cases, yes. Apple Pay can be integrated with participating rewards programs and loyalty cards, allowing you to earn points or receive benefits automatically when making purchases.

Other Companies That Take Apple Pay

Numerous companies across various industries accept Apple Pay. While I cannot provide an exhaustive list of all companies that accept Apple Pay, here are some notable examples:

The Bottom Line

In conclusion, Apple Pay offers a convenient and secure way to make payments using your Apple devices. It eliminates the need to carry physical cards and provides a streamlined checkout experience both in-store and online. 

With features like tokenization, biometric authentication, and anonymous transactions, Apple Pay prioritizes security and privacy. While the acceptance of Apple Pay may vary by company and location, many retailers, restaurants, online platforms, and service providers have embraced this payment method.

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