Does Target Take Apple Pay? (All You Need to Know)

Does Target Take Apple Pay?

In this article, we will explore the topic of Apple Pay, a popular mobile payment and digital wallet service provided by Apple. We will delve into its features, benefits, and how it works, including setting it up and using it at various retailers. 

Additionally, we will discuss the companies and industries that accept Apple Pay, giving you a comprehensive understanding of its widespread adoption. 

Whether you’re new to Apple Pay or looking to learn more about its functionality and acceptance, this article will provide valuable insights into this convenient and secure payment method.

Does Target Take Apple Pay?

Yes, Target accepts Apple Pay as a form of payment. You can use Apple Pay to make purchases at Target stores by adding your eligible debit or credit card to your Apple Wallet and using your iPhone or Apple Watch to complete the transaction. 

It’s always a good idea to double-check with Target or visit their website for the most current information on accepted payment methods.

Benefits of Using Apple Pay

Using Apple Pay offers several benefits:

  • Convenience: Apple Pay allows you to make quick and easy payments with just a touch or a glance using your iPhone, Apple Watch, iPad, or Mac. You don’t need to carry physical cards or cash, making it a convenient payment method.
  • Security: Apple Pay is designed with security in mind. When you make a payment, your card information is not shared with the merchant. Instead, a unique transaction code is generated, ensuring your card details remain secure.
  • Privacy: Apple Pay helps protect your privacy. It doesn’t store your transaction information, and your purchases are not linked to your identity. This adds an extra layer of privacy compared to traditional payment methods.
  • Compatibility: Apple Pay is accepted by a growing number of retailers, both online and offline. You can use it for in-store purchases, in apps, and on websites that support Apple Pay.
  • Loyalty Programs and Rewards: Apple Pay integrates with various loyalty programs and rewards systems. You can easily earn and redeem points or discounts by using Apple Pay, eliminating the need to carry physical loyalty cards or enter information manually.
  • Contactless and Touchless Payments: With the growing popularity of contactless payments, Apple Pay allows for a touchless payment experience, reducing the need for physical contact with payment terminals, which is particularly useful in situations where hygiene and safety are a concern.

Remember to check with individual retailers and your banking institution to confirm their support for Apple Pay and any specific benefits or rewards they may offer.

Setting Up Apple Pay

To set up Apple Pay, follow these general steps:

  • Check compatibility: Ensure that your device is compatible with Apple Pay. Apple Pay is available on iPhone models with Face ID (iPhone X and later) or Touch ID (iPhone 6s and later), Apple Watch, iPad models with Touch ID or Face ID, and Mac models with Touch ID.
  • Add your cards: Open the Wallet app on your iPhone or iPad or the Apple Watch app on your Apple Watch. Tap the “+” symbol to add a new card. You can choose to add credit or debit cards from participating banks by following the on-screen instructions. You may be asked to verify your card by contacting your bank or through a verification process within the app.
  • Set a default card: If you have multiple cards in your Wallet, you can select a default card. The default card will be used for transactions by default unless you choose a different card during the payment process.
  • Manage card settings: You can manage settings for each card, such as allowing notifications, enabling or disabling transaction notifications, and adjusting security preferences. These settings can be accessed in the Wallet app by tapping on the card and selecting the “i” (info) button.
  • Use Apple Pay: To make a payment in a store, hold your iPhone near the payment terminal with your finger on Touch ID or Face ID to authenticate the transaction. For Apple Watch, double-click the side button and hold the watch display near the payment terminal. On newer iPhone models without a home button, double-click the side button to bring up the Apple Pay interface.
  • Online and in-app purchases: When shopping online or within participating apps, choose Apple Pay as the payment method during checkout. Confirm your payment details and authorize the transaction using Touch ID, Face ID, or your passcode.

Remember that the specific steps and options may vary slightly depending on your device model and software version. If you encounter any difficulties, refer to Apple’s support documentation or contact their customer support for further assistance.

Using Apple Pay at Target

To use Apple Pay at Target, follow these steps:

  • Visit a Target store. Ensure that the Target store you’re visiting supports Apple Pay. Most Target stores in the United States accept Apple Pay, but it’s always a good idea to confirm before making a purchase.
  • Make your payment. When you’re ready to pay at the Target checkout counter, hold your iPhone or Apple Watch near the payment terminal. Your device will prompt you to authenticate the payment using Touch ID, Face ID, or your Apple Watch passcode. Follow the instructions on your device’s screen to complete the transaction.
  • Collect your receipt. Once the payment is successful, you can collect your receipt if needed. Target will provide the receipt according to their standard procedures, which may include a printed receipt or an electronic receipt sent to your email.

Remember to keep your device charged and accessible during the payment process. If you encounter any issues or have specific questions about using Apple Pay at Target, don’t hesitate to ask the Target store staff for assistance.

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Other Forms of Payment Accepted at Target

In addition to Apple Pay, Target accepts various other forms of payment. Here are the commonly accepted payment methods at Target:

  • Credit and Debit Cards: Target accepts major credit cards, including Visa, Mastercard, American Express, and Discover. You can also use debit cards with a Visa or Mastercard logo.
  • Target RedCard: Target offers its own store credit card called the Target RedCard. You can use either the Target RedCard credit card or the Target RedCard debit card for purchases at Target. These cards provide additional benefits such as discounts, exclusive offers, and free shipping on eligible items.
  • Cash: Target accepts cash as a form of payment at their stores. Simply present the cash at the checkout counter and pay for your purchases.
  • Target Gift Cards: You can use Target gift cards to make purchases at Target stores. Gift cards can be purchased online or at Target store locations.
  • Mobile Wallets: Besides Apple Pay, Target also accepts other mobile wallets like Google Pay and Samsung Pay. These wallets allow you to make contactless payments using your compatible smartphone or smartwatch.
  • EBT: Target stores that participate in the Supplemental Nutrition Assistance Program (SNAP) accept EBT cards as a form of payment for eligible food items.


Is Apple Pay Secure?

Yes, Apple Pay is designed with security in mind. It uses various security features such as tokenization, Touch ID or Face ID authentication, and device-specific account numbers to protect your payment information.

Are There Any Fees for Using Apple Pay?

Apple Pay itself does not charge any fees for making purchases or transactions. However, your bank or card issuer may apply their own fees for certain transactions or services associated with Apple Pay. It’s best to check with your bank for any applicable fees.

Can I Use Apple Pay at

Yes, Apple Pay can be used for online purchases in apps and on websites that support Apple Pay. During checkout, simply select Apple Pay as the payment method and authenticate the payment using Touch ID, Face ID, or your Apple Watch passcode.

Other Companies Accepting Apple Pay

Apple Pay is accepted by a wide range of companies across various industries. Here are some notable companies and sectors that accept Apple Pay:

The Bottom Line

In conclusion, Apple Pay provides a convenient, secure, and widely accepted method of payment at various retailers, both online and offline. With its compatibility across a range of Apple devices, users can easily add their cards to Apple Wallet and make quick and hassle-free transactions. 

The benefits of Apple Pay include enhanced security features, privacy protection, and the ability to seamlessly integrate with loyalty programs and rewards. While companies like Target accept Apple Pay, it’s always advisable to check with individual retailers for their specific payment options. Apple Pay continues to expand its presence across industries, offering users a convenient and contactless payment experience.

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