Does UPS Sell or Cash Money Orders? (All You Need to Know)
If you’re looking for a way to pay bills or send money to someone without using a bank, you might wonder if UPS offers money orders. Unfortunately, UPS does not offer money orders as a payment option. However, there are plenty of other places where you can get them. In this article, we’ll tell you everything you need to know about money orders at UPS and where to go to get them cashed.
Is It True That UPD Doesn’t Sell or Cash Money Orders?
Yes, UPS does not sell or cash money orders at any of its locations. Money orders are a type of payment instrument that is similar to checks but can be used without the need for a bank account. Unfortunately, UPS does not provide this type of service.
Why Doesn’t UPS Sell or Cash Money Orders?
UPS does not offer money orders as a payment option because they are not affiliated with any bank and do not have the authorization to process financial transactions. Money orders are a form of payment that requires authorization from the issuing bank, and UPS does not have access to this type of information. Additionally, money orders typically require the signature of the recipient, and UPS does not have the facility to do this.
Did UPS Offer Money Orders in the Past?
No, UPS has never offered money orders as a payment option in the past. As we mentioned, money orders are a type of payment instrument that tends to be associated with banks and other financial institutions. Since UPS does not have any affiliation or authorization from a bank, they have never offered money orders as an option.
What Services Does UPS Offer?
UPS (United Parcel Service) is a global logistics company that offers a wide range of services to individuals and businesses worldwide. Some of the services they offer include:
- Package Delivery: UPS offers reliable and efficient package delivery services for small and large packages, both domestically and internationally.
- Freight Shipping: UPS offers freight shipping services for heavy or oversized items that require special handling and transportation.
- Supply Chain Solutions: UPS provides customized supply chain solutions to businesses, including inventory management, warehousing, distribution, and transportation.
- Global Trade Services: UPS offers a range of global trade services, including customs brokerage, compliance consulting, and trade financing.
- Printing Services: UPS offers printing services, including business cards, brochures, flyers, and other marketing materials.
- Notary services: UPS offers notary services at select locations, allowing customers to have documents or signatures legally verified.
- Passport photo services: UPS offers passport photo services at select locations, allowing customers to get the necessary photos for their passports quickly and easily.
- E-commerce Solutions: UPS offers e-commerce solutions to help businesses manage their online sales, including website design, online marketing, and shipping and returns management.
- Logistics Consulting: UPS provides logistics consulting services to help businesses optimize their supply chain and improve efficiency.
- Healthcare Logistics: UPS offers specialized logistics services for the healthcare industry, including medical device distribution, clinical trial logistics, and temperature-sensitive shipping.
Overall, UPS provides a comprehensive range of logistics and supply chain services to meet the needs of businesses and individuals worldwide.
Where Can You Get Money Orders?
Fortunately, there are plenty of other places where you can get money orders. Many banks, post offices, and grocery stores offer money orders for a low fee. Additionally, some convenience stores may also offer them. Here are the most popular options:
- Walmart (Fee: $1 max fee; Limit: $1,000 max per money order)
- Publix (Fee: $0.89; Limit: not listed)
- Kroger (Fee: $0.84- $0.88, fees vary by subsidiary and location; Limit: $1,000 or $500 depending on location)
- 7 Eleven (Fee: 1-3% of the total amount, with a $0.65 min fee; Limit: $500 max per money order)
- CVS (Fee: $0.99; Limit: $500 max per money order)
- Kmart (Fee: $1.25; Limit: $500)
- Rite-Aid (Fee: Varies by location; Limit: $1,000)
- Meijer (Fee: $0.65; Limit: $500 max per money order)
- Western Union (Fee: Varies by location; Limit: $1,000)
- MoneyGram (Fee: Varies by location; Limit: $1,000)
- USPS (Fee: $1.30 per money order up to $500, $1.75 for money orders over $500; Limit: $1,000)
Never buy a money order from an individual or online seller – these are often scams. Also, make sure to keep your receipt as proof of purchase in case you need to cancel or replace it.
How to Spot a Fake Money Order?
Fake money orders can be difficult to spot, but here are some things you can look for to identify a fake money order:
- Lack of security features: Real money orders have several security features, including watermarks, security thread, and microprinting. Check for these features on the money order you have received. If these features are missing or appear to be fake, the money order may be counterfeit.
- Incorrect or inconsistent information: Check the information on the money order, including the name of the issuer, the amount, and the payee. If any of this information is incorrect or inconsistent, it could be a sign that the money order is fake.
- Suspicious appearance: Look at the overall appearance of the money order. If it looks suspicious or poorly made, it may be fake.
- No payment verification: Try to verify the payment with the money order issuer. If they are unable to verify the payment, it may be counterfeit.
- Unusual or unexpected payment: Be wary of unexpected or unusual payments, especially from people or businesses you do not know. If you are unsure about the legitimacy of a money order, contact the issuing company or bank to verify its authenticity.
If you suspect that you have received a fake money order, do not deposit it or use it to make payments. Contact the issuing company or bank immediately to report the fraud.
Where Can You Cash Money Orders?
Money orders can be cashed at a variety of locations, including:
- Banks: Most banks will cash money orders, although some may only cash money orders issued by that particular bank or require you to have an account with them.
- Check-Cashing Stores: Check-cashing stores, such as MoneyGram or Western Union, often cash money orders for a fee.
- Retail Stores: Some retail stores, such as Walmart, may cash money orders for a fee.
- Post Offices: Post offices may cash money orders issued by the U.S. Postal Service but may not cash money orders issued by other companies.
- Grocery Stores: Some grocery stores may cash money orders for a fee.
Before cashing a money order, make sure to check with the location to see if they cash money orders and what their fees and requirements are. Additionally, ensure to endorse the money order on the back, provide proper identification, and verify the authenticity of the money order to avoid fraud.
Money orders can be a convenient and secure payment option, but it is important to know where you can buy or cash them. Banks, check-cashing stores, retail stores, post offices, and grocery stores are all potential locations to buy or cash money orders. Be aware of fees, limits, and security features when purchasing money orders to ensure the legitimacy of the payment.
Cashing a money order is an easy process, but it is important to ensure you are cashing a legitimate money order from a trusted source. Be sure to verify the authenticity of the money order and provide proper identification when cashing money orders to avoid fraud. With the right information and precautions, using money orders as a payment option can be safe and secure.
When in doubt, contact the company or bank that issued the money order to verify its authenticity. This is a simple step you can take to protect yourself from being a victim of fraud.
Hopefully, this guide has given you more confidence in understanding how to use money orders and the steps you need to take to ensure their legitimacy. For more information on money orders, contact your financial institution or local post office.