Does Walmart Cash Personal Checks: What You Need to Know

Does Walmart Cash Personal Checks What You Need to Know

If you’ve ever been in a situation where you needed to cash a personal check, you may have wondered if Walmart was one of the places that did this. In this article, we will answer that question for you and also provide some information about what other companies offer this service. We’ll tell you about the fees associated with cashing personal checks and what you need to do to make the process as smooth as possible.

Walmart’s Policy on Cashing Personal Checks

Walmart does cash personal checks. This option is available at all its Money Centers. However, there are a few things that you should know before you go to cash your check at Walmart. First, you will need to have a valid photo ID in order to prove your identity. Second, there is a fee associated with cashing a personal check at Walmart. The fee is $4 for checks up to $1000 and an $8 fee for checks from $1,001 to $5,000. Keep reading for more details!

Possible Limitations on Cashing Personal Checks at Walmart

There are limits to cashing personal checks at Walmart. Walmart has limits on the amount of money that it will cash checks for. Generally, the company cash personal checks for $200 and business-issued checks for $5,000. However, this limit differs depending on the location.

Walmart cash checks up to $7,500 during tax season. In this case, you should call them ahead and make sure that they have enough funds to cash it.

Fees Charged by Walmart for Cashing Personal Checks

As we mentioned before, there is a fee associated with cashing personal checks at Walmart. The fee typically ranges from a few cents to $8, depending on the size of the payment. The fee is up to $4 for amounts under $1000 and up to $8 for amounts between $$1001 and $5000, but will not exceed $8.

Steps to Cash a Personal Check at Walmart

Cashing a personal check at Walmart is actually quite simple. All you need to do is present your valid photo ID and the check that you want to cash. The cashier will then verify your identity and process the check. Once the check is approved, you will be given your cash minus the fee that we mentioned earlier. And that’s it!

Policy on Allowing Someone Else to Cash Your Check at Walmart

No one else cannot cash your check at Walmart. Only the person who is named on the check can cash it. This is because the company needs to verify your identity before they can process the check. So, if you’re in a bind and need to cash a personal check, make sure that you have your ID with you before you head to Walmart.

Hours of Operation for Walmart Money Centers

The great news is that Walmart Money Centers are open seven days a week. They typically are open from 7 AM – 11 PM Monday-Saturday and from 9 AM – 9 PM on Sunday.

Types of Checks That Can Be Cashed at Walmart

Now that you know that Walmart does, in fact, cash personal checks, you may be wondering what other types of checks the company can cash. They include:

  • Pre-printed checks 
  • Business checks 
  • Two-party personal checks (up to $200) 
  • Social Security
  • Government checks 
  • Tax Refund checks 
  • Cashier’s checks 
  • Retirement disbursement checks
  • 401(k) or retirement checks 
  • Out-of-state checks 
  • Retirement disbursement checks
  • Payroll checks 

Checks That Walmart Does Not Cash

Now that you know what types of checks Walmart can cash, you may be wondering if there are any that they don’t. The answer is yes, there are a few types of checks that Walmart will not cash. Some of them include:

  • Checks that are expired
  • Handwritten personal checks
  • Post-dated checks
  • Foreign checks
  • Third-party checks

Other Companies That Offer Check Cashing Services

In addition to Walmart, there are a few other companies that offer the service of cashing personal checks. These companies include:

  • Publix (checks up to $75)
  • Market Basket (checks up to $50)
  • Food Lion (checks up to $500)
  • Giant Eagle (checks up to $30)
  • Kmart (checks up to $50)

Final Thoughts

As you can see, cashing a personal check at Walmart is actually quite simple and straightforward. All you need to do is present your valid photo ID and the check that you want to cash. The Walmart associate will then verify your information and process the check for you. Just remember to sign the back of the check before you hand it over!

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