What Does Walmart Protection Plan Cover? (Your Full Guide)

What Does Walmart Protection Plan Cover

Walmart is one of the most popular stores in the United States. Millions of people shop there every day. Walmart also offers a protection plan is an insurance program that covers most electronics, appliances, and furniture against accidental damage from handling (ADH). In this article, we will discuss what it covers, how much it costs, and how to buy it. Stay safe and secure with Walmart’s protection plan!

What Is the Walmart Protection Plan?

The Walmart Protection Plan is a service offered by Walmart that provides extended protection for your purchases. Coverage includes items such as electronics, jewelry, furniture, outdoor equipment, and general merchandise, and protection plans can be purchased for items both inside and outside of Walmart stores. Plans can be purchased at the time of purchase or within a 30-day period after purchase, and coverage typically lasts for 2-3 years. Walmart Protection Plans are serviced by Allstate, and claims can be filed online or by phone.

How Does It Work?

The Walmart Protection Plan is an insurance policy that covers your purchase in the event of accidental damage, handling, or normal wear and tear. Coverage includes items such as electronics, furniture, and general merchandise. You can buy the plan immediately or within 30 days after you make your purchase. The Walmart Protection Plan is issued through Allstate, and claims can be filed online or by phone. If you buy the protection plan from Walmart, you don’t need to do anything else. You will be automatically registered for the protection plan.

How Do You File a Claim?

You can choose between 2 options when you’re ready to file a claim: online or by phone.

If you file online, follow the next steps:

  1. If you haven’t already, create a Walmart account.
  2. Log in to your account.
  3. You will be redirected to SquareTrade, Allstate’s claims site.
  4. Then log in to your dashboard.
  5. Then take the item you want to return and the receipt for that purchase.
  6. Enter the necessary information.

If you prefer to do it by phone, you should get in touch with Allstate directly and their representative will help you with the claim process.

When they accept your claim, they will send you a box with a shipping label. Allstate will decide if your item needs to be repaired or replaced. Just send back your damaged item using the shipping label, and they will take care of the rest.

How Much Does Walmart Protection Plan Cost?

The cost depends on the item you are purchasing and the length of time you want the protection.

The average cost of a plan is $2-$39. For example, the protection plan with a two-year warranty that covers electronics ranging from $100 to $199.99 in price costs only $16!

What Does Walmart Protection Plan Cover?

The Walmart Protection Plan covers most items that are purchased at Walmart stores. This includes electronics, furniture, general merchandise, and more. The plan does not cover items such as food or Walmart gift cards. So let’s take a deeper look at eligible items and what can be covered!

Laptops

  • Cracked screen 
  • Hard drive failure 
  • Liquid damage 
  • Battery failure 

TVs

  • Screen failure 
  • Pixel damage 
  • Audio issues 
  • Remote failure 
  • Won’t power on 

Mobile Phones and Tablets

  • Cracked screen 
  • Liquid damage 
  • Charging port failure 
  • Touchscreen failure 
  • Slow performance 
  • Won’t power on 

Outdoor Power Equipment

  • Engine failure 
  • Spark plug issues 
  • Carburetor issues 
  • Transmission failure 
  • Failures from normal wear & tear 

Jewelry and Watches

  • Liquid damage 
  • Clasp or setting damage 
  • Band breakage or stretching 
  • Finish wear
  • Broken or defective components 

General Merchandise

  • Failure from normal wear & tear 
  • The power will not turn on 
  • Structural issues 
  • Power surges or supply failure 

What Are the Limitations?

As with any insurance policy, there are certain limitations to what the Walmart Protection Plan will cover. These limitations include:

  • Intentional damage 
  • Manufacturer’s defects
  • Loss or theft 
  • Products used for commercial use
  • Damage caused by natural disasters
  • Items stored incorrectly
  • Cosmetic damage
  • Problems with a computer caused by a virus
  • Damage caused by not taking care of something properly
  • Items that consumers can replace, such as batteries, toner, or ribbons

What Are the Advantages of the Walmart Protection Plan?

The Walmart Protection Plan offers a variety of advantages for consumers, including:

  • Coverage for Accidental Damage: One of the main advantages of the Walmart Protection Plan is that it covers accidental damage. This means that if you accidentally drop your phone and crack the screen, or if you spill water on your laptop, you can file a claim and have the damage repaired or replaced.
  • Coverage for Mechanical and Electrical Failures: Another advantage of the Walmart Protection Plan is that it covers mechanical and electrical failures. This means that if your TV stops working or your laptop crashes, you can file a claim and have the item repaired or replaced.
  • Coverage for Normal Wear and Tear: Another advantage of the Walmart Protection Plan is that it covers normal wear and tear. This means that if your furniture starts to show signs of wear, or if your electronics stop working after a few years, you can file a claim and have the item repaired or replaced.
  • Flexible Coverage Options: Another advantage of the Walmart Protection Plan is that it offers flexible coverage options. This means that you can choose the length of time you want the protection and the amount of coverage you need.
  • 24/7 Allstate Support:  Another advantage of the Walmart Protection Plan is that it offers 24/7 support from Allstate, one of the leading insurance companies in the United States. This means that if you have any questions or need help filing a claim, you can contact Allstate anytime, day or night.
  • A Full Refund: Another advantage of the Walmart Protection Plan is that it offers a full refund if you are not satisfied with the plan. This means that if you decide that the Walmart Protection Plan is not right for you, you can cancel it within 30 days and receive a full refund.

Is the Walmart Protection Plan Worth It?

The Walmart Protection Plan is a great way to protect your purchases. The cost of the plan is very reasonable, and it covers a wide range of items. The only downside is that you have to purchase the plan within 30 days of making your purchase. Overall, we think the Walmart Protection Plan is a great value and worth the investment.

Conclusion

The Walmart Protection Plan is a great way to protect your purchases. The cost of the plan is very reasonable, and it covers a wide range of items. Walmart also offers a great customer service team to help you with any problems you may have. We highly recommend the Walmart Protection Plan to anyone who is looking for an affordable way to protect their purchases. Thanks, Walmart!

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